* {
    margin: 0;
    padding: 0;

    box-sizing: border-box;
}

html {
    height: 100%;
}

body {
    width: 100%;
    max-height: 100vh;
    margin: 0;
    padding: 0;
    overflow-x: visible;
    font-family: Montserrat;
}

.navbar-custom {
    background-color: #FFFFFF;
}

.navbar-custom .navbar-nav .nav-link {
    color: #000000 !important;
    font-size: 14px !important;
    line-height: 17px !important;
    margin: 8px 20px;
    font-family: Montserrat;
    font-style: normal;
    font-weight: 300;
}
.navbar-custom .navbar-nav .nav-link-insight{
    font-family: Montserrat;
    font-style: normal;
    font-weight: 600;
    font-size: 14px;
    line-height: 17px;
    text-transform: uppercase;
    color: #FFFFFF;
    margin: 8px 20px;
}

.navbar-custom .navbar-nav .active>.nav-link,
.navbar-custom .navbar-nav .nav-link.active,
.navbar-custom .navbar-nav .nav-link.show,
.navbar-custom .navbar-nav .show>.nav-link,
.navbar-custom .navbar-nav .nav-link:hover {
    color: #E7AA37 !important;
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 14px;
    line-height: 17px;
}

.navbar-custom .navbar-nav .active>.nav-link-insight,
.navbar-custom .navbar-nav .nav-link-insight.active,
.navbar-custom .navbar-nav .nav-link-insight.show,
.navbar-custom .navbar-nav .show>.nav-link-insight,
.navbar-custom .navbar-nav .nav-link-insight:hover {
    color: #E7AA37 !important;
    font-family: Montserrat;
    font-style: normal;
    font-weight: bold;
    font-size: 14px;
    line-height: 17px;
    text-decoration: none;
}

.navbar-toggler .navbar-toggler-icon {
    background-image: url("data:image/svg+xml;charset=utf8,%3Csvg viewBox='0 0 32 32' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath stroke='rgb(0,0,0)' stroke-width='2' stroke-linecap='round' stroke-miterlimit='10' d='M4 8h24M4 16h24M4 24h24'/%3E%3C/svg%3E");

}

.carousel-caption {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 30px;
    line-height:37px;
    width: 400px;
    top: 38% !important;
    transform: translateY(-50%);
    text-align: left;
    bottom: initial;
    color: #FFFFFF;
    margin-left: 5%;
}

.carousel-caption h1 {
    font-weight: bold;
}

.carousel-caption h3 {
    font-size: 1.5rem;
}

.carousel-indicators li {
    display: none;
}
  
.to-top {
    position: fixed;
    background: #E7AA37;
    color: white;
    border-radius: 50%;
    bottom: 21rem;
    width: 50px;
    height: 50px;
    font-size: 32px;
    right: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    pointer-events: none;
    transition: all .4s;
    opacity: 0;

}

.to-top:hover {
    background: #D68910;
    color: white;
}

.to-top.active {
    pointer-events: auto;
    opacity: 1;
}

.futuretxt-1 {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 30px;
    line-height: 37px;
    color: #FFFFFF;
}

.whatis {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 36px;
    line-height: 44px;

    color: #000000;
}

.maintext {
    font-family: Montserrat;
    font-style: normal;
    font-weight: 300;
    font-size: 16px;
    line-height: 175%;
    color: rgba(0, 0, 0, 0.75);

}

.cutcostshead {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 20px;
    line-height: 130%;
    color: #2D2C2C;
}

.wiggle:hover {
    -webkit-animation-name: wiggle;
    -webkit-animation-duration: 400ms;
    -webkit-animation-count: 1;
    -webkit-animation-function: ease-in-out;
  }

  @keyframes wiggle {
    30% {
      transform: rotate( -5deg);
    }
    60% {
      transform: rotate( 5deg);
    }
    100% {
      transform: rotate( 0deg);
    }
  }

.costcuttext {
    font-family: Montserrat;
    font-style: normal;
    font-weight: 300;
    font-size: 14px;
    line-height: 175%;
    color: rgba(0, 0, 0, 0.75);
}

.crosschannelhead {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 20px;
    line-height: 100%;
    color: #2D2C2C;

}

.crosschanneeltext {
    font-family: Montserrat;
    font-style: normal;
    font-weight: 300;
    font-size: 14px;
    line-height: 175%;
    color: rgba(0, 0, 0, 0.75);
}

.secureconvenienthead {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 20px;
    line-height: 130%;
    color: #2D2C2C;
}

.secureconv-text {
    font-family: Montserrat;
    font-style: normal;
    font-weight: 300;
    font-size: 14px;
    line-height: 175%;
    color: rgba(0, 0, 0, 0.75);

}


.head-text-about {
    font-family: Montserrat;
    font-style: normal;
    font-weight: 300;
    font-size: 18px;
    color: rgba(0, 0, 0, 0.75);
}

.nocredit-header {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 30px;
    line-height: 35px;
    color: #000000;
}

.nocredit-text {
    font-family: Montserrat;
    font-style: normal;
    font-weight: 300;
    font-size: 16px;
    line-height: 175%;
    color: #000000;
    
}

.hwitworks {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 30px;
    line-height: 37px;
    color: #000000;
}

.partners {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 40px;
    line-height: 49px;
    color: #000000;
    text-align: center;
}

.consumer-register {
    -ms-transform: translateY(-50%);
    transform: translateY(-50%);
}

.button1 {
    width: 188px;
    height: 50px;
    background-color: #e7c357;
    border: none;
    color: white;
    border-radius: 10px;
    padding-right: 80px;
}

.eloimg {
    height: auto;
    max-width: 50%;
    margin-left: 60px;
}

.whinethief {
    height: auto;
    max-width: 60%;
    margin-left: 70px;
}

.larrysimg {
    height: auto;
    max-width: 70%;
    margin-left: 65px;
}


.team2 {
    margin-bottom: 20rem;
    text-align: center;
}

.about-para {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 14px;
    line-height: 35px;
    color: #543700;
}

.title {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 30px;
    line-height: 37px;
    text-align: center;
    color: rgba(0, 0, 0, 0.8);
}

.card1 {
    overflow: hidden;
    width: 218px;
    height: 236px;
    margin-left: auto;
    margin-right: auto;
    background: #FFFFFF;
    box-shadow: 0px 4px 4px rgba(0, 0, 0, 0.25);
    border-radius: 0px 0px 6px 6px;}

.popup-one {
    overflow: hidden;
    width: 218px;
    height: 236px;

}

.cardbody1 {
    overflow: hidden;
    background: #FFFFFF;
    box-shadow: 0px 4px 4px rgba(0, 0, 0, 0.25);
}


.card-title {
    font-family: Montserrat;
    font-style: normal;
    font-weight: 500;
    font-size: 14px;
    line-height: 17px;
    color: #000000;
    margin: auto
}

.card1:hover {
    cursor: pointer;
}

.card1:hover .card-img-top {
    filter: grayscale(0);
    transform: scale(1.1);
}

.our-vision-head {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 30px;
    line-height: 37px;
    color: rgba(0, 0, 0, 0.8);
}

.ourvisiontext {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 14px;
    line-height: 175%;
    color: rgba(0, 0, 0, 0.75);
}


.merchant-header {
    font-size: 30px;
    line-height: 37px;
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    color: #000000;
}

.merhant-Text {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 14px;
    line-height: 200%;
    color: #000000;
}

.register-merchant {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 16px;
    line-height: 20px;
    color: #000000;
}

.valueproptxt {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 14px;
    line-height: 200%;
    color: #000000;
}

.prophead {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 30px;
    line-height: 37px;
    text-align: center;
    color: rgba(0, 0, 0, 0.8);
}

.bd-placeholder-img {
    font-size: 1.125rem;
    text-anchor: middle;
    -webkit-user-select: none;
    -moz-user-select: none;
    -ms-user-select: none;
    user-select: none;
}
input::placeholder {
    font-size: 0.8em;
    font-style: italic;
  }
  


@media (min-width: 768px) {


    .carousel-caption {
        left: 50%;
        margin-top: 5%;
    }

    .bd-placeholder-img-lg {
        font-size: 3.5rem;
    }

    .register-merchant {
        font-family: Montserrat;
        font-style: normal;
        font-weight: normal;
        font-size: 20px;
        line-height: 10px;
        color: #000000;
    }

    .costcuttext {
        line-height: 135%;
    }

    .crosschanneeltext {
        line-height: 140%;
    }

    .secureconv-text {
        line-height: 135%;
    }
}

@media(min-width:992px) {
    .carousel-caption {
        left: 60%;
        margin-top: 1%;
    }

    .costcuttext {
        line-height: 135%;
    }

    .crosschanneeltext {
        line-height: 140%;
    }

    .secureconv-text {
        line-height: 135%;
    }



}

@media (min-width: 1200px) {

    .carousel-caption {
        left: 60%;
    }

    .register-merchant {
        line-height: 24px;
    }

    .costcuttext {
        line-height: 175%;
    }

    .crosschanneeltext {
        line-height: 175%;
    }

    .secureconv-text {
        line-height: 175%;
    }
}

.closeBtn img {
    width: 30px;
    height: 30px;
    margin-left: 34px;
    margin-bottom: 20px;
}

.greenBG {
    border-radius: 10px;
}

.mn-h-200 {
    min-height: 60px;
}

.fs14-p p {
    font-size: 14px;
}

.yellowbg {
    width: 95px;
    height: 95px;
    background: #E09D1E;
    position: absolute;
    top: -48px;
}

.yelwbg {
    background: #E09D1E;
}

.mnh-32 {
    min-height: 320px;
}

.yellowbg img {
    width: 50px;
    height: 50px;
    text-align: center;

}

.mt-200 {
    margin-top: 200px;
}

.mb-100 {
    margin-bottom: 100px;
}

.mb-200 {
    margin-bottom: 200px !important;
}

.mt-100 {
    margin-top: 100px;
}

.mt-150 {
    margin-top:150px;
}

.mn-4-400 {
    min-height: 140px;

}

.optext {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 30px;
    line-height: 37px;
    color: rgba(0, 0, 0, 0.8);

}

hr {
    border: 1px solid rgba(0, 0, 0, 0.2);
  }
 
.horiline{
    margin-top:-1rem;
}  

.footer-bg {
    background-image: url("../images/footer.png");
    background-color: #26B35F;
    min-height: 260px;
}


.owl-carousel .owl-item img {
    width: auto !important;

}

.owl-carousel .owl-stage {
    display: flex;
    align-items: center;
}

.owl-carousel .caption {
    text-align: center;
}

.aboutbg {
    background-image: url("../images/About.png");
    background-size: cover;
    background-repeat: no-repeat;
    min-height: 400px;
}

.vl {
    border-left: 10px solid #DF9509;
    margin-left: -0.9rem;
}

.yellobg {
    background: #E7AA37;

}

.yelwbg p {
    font-size: 14px;
    line-height: 35px;
}

p.team-profile {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 14px;
    line-height: 22px;
    color: rgba(0, 0, 0, 0.75);
}

.team-name{
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    color: rgba(0, 0, 0, 0.8);

}


.consumer-head {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 30px;
    line-height: 37px;
    color: #000000;
}

.consumer-para {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 14px;
    line-height: 200%;
    color: #000000;
}

.regtxt {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 16px;
    line-height: 20px;
    color: #000000;
}


.teamcard {
    width: 220px;
    margin: 20px;
}

.shadow {
    box-shadow: 0px 4px 4px rgba(0, 0, 0, 0.25);
}

.teamcard .card-title {
    font-size: 14px;
    font-weight: 500;
    line-height: 17px;
}

/* .modal-dialog {
    max-width: 800px !important;
} */

body.modal-open {
    overflow: visible;
}

.themeBtn {
    background: #E7AA37;
}

.themeBtn:hover {
    background: #D68910;
}

.themeBtn:hover .arrow {
    transform: translateX(20%);
}

.integratetxt{
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 30px;
    line-height: 37px;
    color: #000000;
}

.safeimg:hover {
    filter: grayscale(0);
    transform: scale(1.1);
}

.secureimg:hover {
    filter: grayscale(0);
    transform: scale(1.1);
}

.seamlessimg:hover {
    filter: grayscale(0);
    transform: scale(1.1);
}

.loyaltyimg:hover {
    filter: contrast(110%);
}

.discountimg:hover {
    filter: contrast(110%);
}

.offerandgiftsimg:hover {
    filter: contrast(110%);
}

.addService{
    font-family: Montserrat;
    font-style: normal;
    font-weight: 300;
    font-size: 20px;
    line-height: 29px;
    color: #000000;
}

/* .cyberform .form-control {
    border: 0 solid #000000;
    border-bottom: 0.5px solid #000000;
    border-radius: 0;
} */

.form-field {
    position: relative;
    margin: 18px 0;
}

.form-field>.input-text {
    display: block;
    width: 100%;
    height: 36px;
    border-color: #878787;
    border-width: 0 0 2px 0;
    font-size: 18px;
    line-height: 26px;
    font-weight: 400;
    transition: .2s ease-in-out;
    outline: none;
}

.form-field>label {
    position: absolute;
    top: 0;
    left: 20px;
    font-size: 14px;
    line-height: 16px;
    font-weight: 400;
    transition: all 200ms;
    opacity: 0.5;
    cursor: text;
}

input:placeholder-shown:focus {
    color: purple;
    font-style: italic;
}

.input-text:focus {
    border-color: none !important;
    outline: 0;
    box-shadow: none !important;
}

/* .input-text:focus~label,
.input-text.valid~label {
    font-size: 75%;
    transform: translate3d(0, -80%, 0);
    opacity: 1;
} */

.input-text:not(:invalid) + label,
.input-text:focus + label {
 
  top: -15px;
  font-size:0.7rem;
}

.mt-50 {
    margin-top: 50px;
}


.navbar {
    box-shadow: 0px 0px 6px rgba(0, 0, 0, 0.25);
}

.navbar.hide {
    transform: translateY(-100%);
}

.bggray {
    background: #F4F4F4;
}

.pt-100 {
    padding-top: 80px;
}

.pb-100 {
    padding-bottom: 80px;
}

.pb-150 {
    padding-bottom: 150px;
}

.social-icons a {
    margin: 5px;
}

.social-icons {
    margin-bottom: 40px
}

.owl-next {
    position: relative;
    bottom: 100px;
    left: 485px;
}

.owl-next span,
.owl-prev span {
    font-size: 62px;
    line-height: 80%;
    align-items: center;
    text-align: center;
    color: darkgray;
}

.owl-next span:hover,
.owl-prev span:hover {
    color: white;
}

.owl-prev {
    position: relative;
    bottom: 100px;
    right: 485px;
}

.owl-carousel .owl-item {
    text-align: center;
}

.owl-carousel .item {
    float: none;
    display: inline-block;
}

footer {
    position: absolute;
    bottom: 0;
    width: 100%;
    background-color: #333;
    color: #fff;
}

/* form {
    margin: 100px;
}

.input-field {
    position: relative;
    width: 250px;
    height: 44px;
    line-height: 44px;
}

label {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    color: #d3d3d3;
    transition: 0.2s all;
    cursor: text;
}

input {
    width: 100%;
    border: 0;
    outline: 0;
    padding: 0.5rem 0;
    border-bottom: 2px solid #d3d3d3;
    box-shadow: none;
    color: #111;
}

input:invalid {
    outline: 0;
}

input:focus,
input:valid {
    border-color: #00dd22;
}

input:focus~label,
input:valid~label {
    font-size: 14px;
    top: -24px;
    color: #00dd22;
} */

main {
    min-height: calc(100vh - 400px);
}

.cookie-container {
    position: fixed;
    bottom: -100%;
    left: 0;
    right: 0;
    background: #2f3640;
    color: #f5f6fa;
    box-shadow: 0 -2px 16px rgba(47, 54, 64, 0.39);
    transition: 400ms;
}

.cookie-container p {
    width: 80%;
    text-align: center;
    margin: 0 auto;
}

.cookie-container.active {
    bottom: 0;
}

.cookie-container a {
    color: #f5f6fa;
}

.cookie-btn {
    background: #e84118;
    border: 0;
    color: #f5f6fa;
    padding: 8px 20px;
    font-size: 18px;
    border-radius: 8px;
    cursor: pointer;
}

.card-horizontal {
    display: flex;
    flex: 1 1 auto;
}

.cardtop{
    margin-top: 300px;
}

.navbar.second-navbar {
    margin-top: 56px;
    background: #25A165 !important;
    transition: all .5s ease-in-out;
  }
  
  .navbar.second-navbar.top-nav-collapse {
    margin-top: 45px;
  }

  .linkcolor{
      color: #000000;
  }

  .policy-footer{
    margin-top: 365px;

  }

  .privacy-head {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 1.275rem;
    line-height: 20px;
    color: #000000;
}

ul.a {
    list-style-position: outside;
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 0.875rem;
    line-height: 200%;
  }

  .privacy-para {
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 0.875rem;
    line-height: 200%;
    color: #000000;
}

.privacy-info{
    font-family: Montserrat;
    font-style: normal;
    font-weight: normal;
    font-size: 0.875rem;
    line-height: 200%;
    color: #000000;
}

.policyLInk{
    color: #000000;
}

#insight-link { 
background-color: transparent;
text-decoration: none;
font-weight: normal;
color: #000000;
}

#insight-link:hover {
background-color: transparent;
text-decoration: none;
color:#0645AD;
}

#insight-link-subtext{
    color: #000000;
    text-decoration: none;
}